Veterans

What is a VA loan?

A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t actually made by the government, but the fact that it’s backed by a government agency makes lenders feel more comfortable in offering these loans, as they pose less risk.

As a result, it’s possible to get a VA loan without a down payment, and with sometimes-looser credit requirements.

https://www.bankrate.com/mortgages/understanding-va-loans/

The rate of substance abuse among veterans is increasing over time

In the last 10 years, the number of veterans who have been diagnosed with a substance use disorder (SUD) has increased, meaning that more are using illegal drugs or using alcohol in excess. Non-medical prescription drug usage and binge drinking are becoming especially problematic. For example, 35% of service members in 1998 reported binge drinking regularly compared to 47% in 2008.

If you know someone in need please go to

SUBSTANCE ABUSE REHAB FOR VETERANS

https://www.palmerlakerecovery.com/resources/veterans/

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Testimonials

" Bridget has sold a house to my youngest son. She sold my other son’s home and worked very hard to find him a new home. She works hard to ensure that everyone’s best interests are met. She has a very positive can do attitude. "

- NORMA STONINGTON CT

" We loved working with you, Bridget! You were friendly and professional. Thanks for your patience and perserverence! We are so excited to settle into our “beach” home! "

- JEANNE AND JOHN, WESTERLY RI

" Bridget is caring, knows the market and is extremely intelligent. Difficult or simple transactions, Bridget is my go-to agent. "

- MICHAEL DEL GROSSO, Waterford CT

" Bridget helped us buy our home, then sell it once we were ready to move back to our home state. She listens, works tirelessly to find what you need, keeps you informed during the buy/sell process, makes sure you have a contact if she'll be away but more importantly treats you like family. She goes beyond just selling you a home, she's a great person - that helped us during some dark times and gave us a home that made our days brighter. "

- Hilary Petersberger

" I recently had the pleasure of working with the Bridget Morrisey Team in marketing a unique property in rural Ledyard, CT. I was confident that the team approach and their unique expertise would work well for the sellers, and the sale went through efficiently, with happy clients! "

- ELLIN GRENGER, Mystic CT

" Bridget is an excellent realtor. We were very happy with the outcome. She is professional and thorough. "

- Aileen Greene

" Bridget is great realtor because she combines her expansive network of contacts to make the entire sales process easy with her knowledge of the region and her integrity for wanting the best for any client she is helping. Honesty and the desire to please combined with that vast knowledge makes for an excellent experience. "

- NANCIE KEENAN, Groton CT

" Bridget Morrissey helped my wife and I find our dream home, even while living out of state. I appreciate the time she spent with us, and helping us make the right decision. "

- JEFFREY JUNEAU, Mystic CT

" Bridget has worked with us for over a year in assuring that our house sold. We came upon hard times due to my husband’s cancer and although we had to go into a short sale, she stayed with us and kept on reassuring us and encouraging us. She never waivered, even as she went through her own trying times. I would recommend her to anyone, and plan on using her in the sale of my parent’s home where we now live with them in their golden years. "

- MILLIE RAMOS, WATERFORD CT

" Bridget Morrissey is a top producing real estate agent who appreciates and utilizes the nuances that make a specific community market and pricing strategy unique. Her success comes from identifying and developing a in the local real estate market that allows her to distinguish herself from the competition. I admire Bridget’s tenacity to stay with a job until it is completed. "

- LORRAINE M SANBORN, Groton CT

" Bridget was able to find a terrific tenant for a newly renovated apartment. She made the entire process very pleasant. We later worked together on a number of real estate closings. I would recommend Bridget for someone who is looking to buy or selling a home. "

- SALVATORE RITACCO, ATTORNEY AT LAW OFFICE OF SALVATORE RITACCO

" Sold our home in 1 day! Was very supportive with details and helped with questions we had. "

- Linda Maclean

" Great experience working with you. You’ll be our choice for our next home purchase! "

- TIM AND BETH, GROTON, CT

" The personal attention and service we receive from Bridget is the reason why we have followed her for all our Real Estate purchases for the past 5 years. She is always reachable, works all hours to get the job done, and someone I would call a friend. "

- INVESTOR DAN, INVESTOR/HOME BUYER

" Bridget Morrissey is a good real estate agent who doesn’t just sell properties—they sell themselves. She has a great attitude, is personable and honest, has confidence in her abilities, and gets a sense of fulfillment by serving others. I Loved working with her and would reccomend her to anybody who is looking for new place in our area. "

- MONIKA BLANCHETTE, North Stonington, CT

" Bridget has many years of experience in the real estate industry and it certainly shows. She’s a great resource whether you are looking to buy or sell a property. She is a great advocate and can provide valuable advice that will go a long way. I highly recommend Bridget for all of your real estate needs! "

- NICHOLAS FUSARO, LOU PANCIERA INSURANCE CO.

" "Bridget is one of the hardest working realtors I have come 8n contact with. She is very detail oriented and is a pleasure to work with" "

- Jeffrey Sirois A2Z Home Improvements and Remodeling, LLC

" Bridget Morrissey is a top producing real estate agent who appreciates and utilizes the nuances that make a specific community market and pricing strategy unique. Her success comes from identifying and developing a in the local real estate market that allows her to distinguish herself from the competition. I admire Bridget's tenacity to stay with a job until it is completed. She is very committed to her clients and is there from the beginning to the end. She is very intuitive and makes the clients comfortable. "

- Lorraine M Sanborn

" Bridget was on top of every detail and executed a quick & favorable deal for us, both as sellers & buyers. She was informative, savvy, and willing to go the extra mile for us. We would highly recommend Bridget. "

- KIMBERLY GALES FERRY CT

" Bridget Morrissey is extremely Motivated, High energy and a good real estate agent who has a great attitude, is personable and honest, has confidence in her abilities, and gets a sense of fulfillment by serving others. "

- BOB PETERSEN, Stonington CT

" "I've know Bridget for almost 20 years. Her work ethic and dedication is unmatched." "

- Danny Lee

" Bridget comes with my highest recommendations. She is always looking for new ideas to assist her clients. I admire her for her creative work and her willingness to “give first”. You would be doing yourself a favor to align yourself with Bridget as I have. "

- NIKITAS KOUIMANIS, New York

" Bridget is the ultimate professional, understands her clients, and has the experience to be the only realtor you will ever need! "

- Kristy Tupper

" I so appreciate your help in selling my departed brother's Gales Ferry property. You made it painless with your support and compassion. "

- TOM BAUDRO, Ledyard CT

" "Bridget is an amazing person, she treats all of her buyers and sellers like family. It is amazing when I attend functions with her how many of the people that are there are her past clients and how they praise her and her professionalism. I highly recommend her to anyone looking to buy or sell their property." "

- Lorraine Sanborn

" I recommend that you hire Bridget when buying or selling a home. You could not find anybody with more energy or knowledge of the Southeastern Connecticut market. Bridget is also a great resource for marketing your business. She knows EVERYBODY! "

- TONY LOWE, OWNER AT LOWE CARTING & RECYCLING

" We asked Bridget to assess the value our home. She was here within the week and was thorough inside and out. Thoughtful consideration was offered on improvements we have planned, based on her years of experience. Her valuation was prompt and exceeded our expectations! All communication has been prompt. She is kind and considerate as well which makes working with her a pleasure. We will definitely have her represent our home when we are ready to move. "

- Tracey Dubee

" I have known Bridget for many years and have worked with her professionally. Bridget Morrissey pays attention to the details and is attentive to the unique needs of her individual clients. She is organized, follows up and communicates well. "

- BRENT EUGENIDES, Groton CT

" Bridget is an exceptional realtor. As a buyer's agent she takes the time to get to know her clients so she can learn exactly which houses to show them. And as a seller's agent she knows how to advise clients to price their houses to accurately reflect the market trends. "

- Anne-Marie Foster

" Bridget is a knowledgable and committed realtor who is an asset to her clients and trusted associate to her colleagues. "

- HOPE TOELKEN

" Bridget is an excellent agent. She was patient, understanding and completely aware of both our needs and the properties available that might meet those needs. She continued to provide us updated information even after illness caused us to put off making any significant decisions during 2015. She deserves every bit of a five star rating. "

- Terrence Ryan

" Bridget Morrissey has a true interest in houses and architecture that gives her an advantage over other brokers and salespersons. Her knowledge and interest level is apparent in her conversations. In addition, she has a great work ethic, the tenacity to pursue every lead and the hustle to aggressively market properties in order to have success. She knows other real estate agents and brokers, potential buyers and sellers, and all the other players in the real estate industry, such as appraisers, home inspectors, and mortgage loan officers. "

- NANCY CARPENTER, Mystic CT

" Congratulations! You are officially a member of the RE/MAX 100% Club in 2015 as well as Executive Club for outstanding sales in 2012,2013,and 2014! As RE/MAX is an organization of top producers, it is quite impressive to be recognized as one of our elite associates. Your energy and dedication to your profession and your clients make you a valuable member of the RE/MAX team. "

- DAN BREAULT , EVP/REGIONAL DIRECTOR OF RE/MAX NEW ENGLAND

" Five Star Professional has named the Connecticut recipients of the 2017 Five Star Professional Real Estate Agent award and for the third year in a row Bridget Morrissey is one of the honorees. The award winners appear in a special section of Connecticut magazine. Five Star Professional partnered with Connecticut magazine to find real estate agents who satisfy five objective eligibility and evaluation criteria that are associated with real estate agents who provide quality services to their clients. Fewer than seven percent of the real estate agents in Connecticut were selected. Award candidates were identified through nominations received by consumers. A survey was provided to all Connecticut residents (more than 5,800 households surveyed) who purchased a home over $150,000 within a 12-month period. Survey recipients were asked to evaluate real estate agents with whom they have worked and evaluate them based upon ten criteria. Each award candidate was reviewed for disciplinary actions, customer complaints and regulatory actions as reported by regulatory agencies. Five Star Professional conducts market-specific research to identify service professionals who provide quality services to their clients. Five Star Professional joins forces with city and regional magazines to make the research results available to consumers in more than 45 markets across the United States and Canada. Five Star Professional was founded in 2003 and is based in Minneapolis, MN. For more information, go to: www.fivestarprofessional.com "

- CONNECTICUT MAGAZINE

" THE BEST! HIGHLY RECOMMEND BRIDGET! "

- DAVID PREKA, Advanced Improvements

" "Bridget is a very professional, hard working, excellent realtor. I recommend her services :)" "

- Maria Fusaro The Law Office of Maria Piro Fusaro

" Bridget Morrissey is a focused, energetic, and honest Realtor who will do the best for you whether she is helping you sell or buy a piece of property, a home, or commercial location. Her knowlege of the real estate market, her upbeat attitude and cheerful presence make her a joy to work with. "

- CAROLYN YOST, Stonington Borough, CT

" Bridget did a fantastic job helping sell our condo. She knows the market and got us a great price for the condo. Bridget is not only a great realtor she is a friendly and caring person. "

- Richard Zinn

" Bridget was excellent to work with. She did lots of Open Houses to get our house sold "

- PEGGY SUE STONINGTON CT

" Bridget Morrissey pays attention to the details and is attentive to the unique needs of her individual clients. She is organized, follows up and communicates well. She stays on top of what needs to be done. You will be glad you did! "

- DEBRA BURDICK

" We were coming from out of town to purchase a house on a very tight timeline and arrived in inclement weather which meant that some of our showings cancelled on us. We found one house we really liked but there were two competing offers. Bridget gave us spot-on advice about what kind of offer we should make to beat out the competing bids and helped us set up financing over the Christmas holiday when our normal banks couldn't help us. She was very responsive throughout the process and helped guide us through the first-time home buying process with her extensive local knowledge and contacts. "

- Ethan Scully

" Very knowledgeable!! "

- Cindy Jordan

" Bridget went above and beyond helping me find my first home. She took a personal interest and made it her mission to find the right fit for me. I was coming from 2 hours away every weekend to see homes and after just a few weeks she found me the perfect place. "

- Tom N.

" I had a great experience with Bridget; professionally she was amazing. "

- Maria Ramos

" My husband & I recently purchased a home in the Mystic area, thanks to the tireless efforts of Bridget Morrissey. We were from out of town, and she did so much to help us, from a long-distance, locate just the perfect place. She is a successful real estate agent who has a vast network of contacts within the Mystic, Stonington, and Westerly area. She knows other real estate agents and brokers, potential buyers and sellers, and all the other players in the real estate industry, such as appraisers, home inspectors, and mortgage loan officers. It was a pleasure to work with her, and we would HIGHLY recommend her to others. "

- MELISSA PELHAM, Mystic CT

" "Experience matters! Bridget knows her business. " "

- Todd Cooke Supreme Lending - New England

" Patient, understanding and completely aware of both our needs Bridget is an excellent agent. She was patient, understanding and completely aware of both our needs and the properties available that might meet those needs. "

- TERRENCE RYAN, Pawcatuck CT

" "Great to work with, on top of everything. " "

- Jess Gardner, Realtor with Keller Williams Coastal

" "A class act" "

- Mike Ryan Mystic River Yacht Club

" The Commercial Record has named its 2012 Women of FIRE honorees, an annual award recognizing the key female players in the local FIRE (Finance, Insurance and Real Estate) sector. The second annual Women of FIRE award celebrates the best and the brightest women in the Connecticut FIRE industry. With the help of Commercial Record readers, a group of judges sorted through dozens of nominations and chose 12 brilliant, innovative leaders to be named this year’s Women of FIRE. “We searched for the best of the best – those women who are making a difference through innovation, hard work, team-building, philanthropy, mentoring or leadership – and these women demonstrate these exemplary qualities,” said Timothy M. Warren Jr., CEO of The Warren Group, publisher of The Commercial Record. The September issue of The Commercial Record magazine will include profiles of each of the winners. The winners will also be honored at the 2012 Women of FIRE Awards Luncheon on September 27. Lt. Gov. Nancy Wyman will give the keynote speech, proving how determination and perseverance can lead to extraordinary accomplishments. "

- TIMOTHY M. WARREN JR., CEO OF THE WARREN GROUP, PUBLISHER OF THE COMMERCIAL RECORD OF BOSTON MA

" Bridget is a very hard working, honest person. Who real understands the local housing market "

- Stephanie Kaplan

" Bridget is a real estate superstar, recognized as a top producer. She has personal but profession touch. "

- DAVID HEACOCK, OWNER, HEACOCK + COMPANY

" Bridget is a excellent realtor! She was extremely friendly, attentive, and personable throughout the process of finding and purchasing our first home. Bridget is very knowledgeable and was a huge help throughout the home buying process, always making us feel like a top priority. "

- Stephanie Silva

" Bridget Morrissey is the best of the best when it comes to serving clients as a realtor in Southeast, CT. She knows everything there is to know about the markets here and she is a joy to work with. Great attitude, hard worker, always on the move! "

- Deb Neuman

" "Bridget is well respected for her expertise, market knowledge and success in getting things done." "

- Hope Toelken CrossCountry Mortgage, LLC

" Had a great experience with Bridget. Was doing all the research ourselves but it was Bridget who learned our tastes and sent us a brand new listing the day it went live, and not a minute too soon. We would have missed out on the house we ended up purchasing had Bridget not been on top of it. We searched for over two years, but it was only after working with Bridget that we found the right house and closed the deal. A pleasure to deal with, will definitely engage again for our next real estate venture! "

- Sean Donoghue

" Bridget and I have worked on real estate matters together. She is knowledgeable, efficient and helpful. I am happy to work with her any time to assure that our mutual clients get the best possible service. Keep in mind that purchasing real estate is often that most important investment most people will make. They need thorough and professional representation "

- Anonymous

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